Ontario and Oakville Mortgage Blog

How to Exit a Private Mortgage in Oakville or Burlington: A Practical 12-Month Plan

How to Exit a Private Mortgage in Oakville or Burlington: A Practical 12-Month Plan

September 16, 2026 | Posted by: Signature Mortgage Group Inc. - Trusted Oakville and GTA Mortgage Brokers

A private mortgage should solve a short-term financing problem, not become a costly cycle. Here is how to prepare for refinancing before your term ends. By Signature Mortgage Group Inc. Oakville an ...

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Sept 2-2026 - Bank of Canada maintains the policy rate at 2.25%

Sept 2-2026 - Bank of Canada maintains the policy rate at 2.25%

September 3, 2026 | Posted by: Signature Mortgage Group Inc. - Trusted Oakville and GTA Mortgage Brokers

The Bank of Canada today held its target for the overnight rate at 2.25%, with the Bank Rate at 2.5% and the deposit rate at 2.20%. The continuing conflict in the Middle East is keeping energy prices ...

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B Lender vs Private Mortgage in Ontario: What Oakville and Burlington Borrowers Should Know

B Lender vs Private Mortgage in Ontario: What Oakville and Burlington Borrowers Should Know

August 25, 2026 | Posted by: Signature Mortgage Group Inc. - Trusted Oakville and GTA Mortgage Brokers

A bank decline does not automatically mean your mortgage plans are over. For borrowers in Oakville, Burlington and across Ontario, the next step may be an alternative or private mortgage, but those tw ...

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How Lenders Verify Self-Employed Mortgage Income in Oakville in 2026

How Lenders Verify Self-Employed Mortgage Income in Oakville in 2026

July 28, 2026 | Posted by: Signature Mortgage Group Inc. - Trusted Oakville and GTA Mortgage Brokers

Self-employed mortgage approval is based on more than one number on a tax return. Learn which income records lenders may review, how business deductions can affect qualification and what to prepare be ...

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July 15 - 2026 - Bank of Canada Holds Rate at 2.25%

July 15 - 2026 - Bank of Canada Holds Rate at 2.25%

July 15, 2026 | Posted by: Signature Mortgage Group Inc. - Trusted Oakville and GTA Mortgage Brokers

The Bank of Canada today held its target for the overnight rate at 2.25%, with the Bank Rate at 2.5% and the deposit rate at 2.20%. Canada’s economy is showing signs of improvement. Growth is p ...

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What Happens If a Home Appraisal Comes in Low in Oakville or Burlington?

What Happens If a Home Appraisal Comes in Low in Oakville or Burlington?

July 13, 2026 | Posted by: Signature Mortgage Group Inc. - Trusted Oakville and GTA Mortgage Brokers

Your offer has been accepted. Your income documents are ready. The lender has reviewed your mortgage application. Then an unexpected issue appears: the home appraisal is lower than the price you agree ...

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New to Canada Mortgage Approval in Oakville, Burlington, Mississauga and Milton

New to Canada Mortgage Approval in Oakville, Burlington, Mississauga and Milton

June 23, 2026 | Posted by: Signature Mortgage Group Inc. - Trusted Oakville and GTA Mortgage Brokers

Buying a home in Canada can feel exciting, personal and a little uncertain, especially if you have recently arrived and are still building your Canadian credit history. Maybe you have a strong job of ...

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June 6, 2026 - Bank of Canada Holding Rate at 2.25%

June 6, 2026 - Bank of Canada Holding Rate at 2.25%

June 10, 2026 | Posted by: Signature Mortgage Group Inc. - Trusted Oakville and GTA Mortgage Brokers

The Bank of Canada today held its target for the overnight rate at 2.25%, with the Bank Rate at 2.5% and the deposit rate at 2.20%. The conflict in the Middle East is now in its fourth month. The res ...

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Buy First or Sell First in Oakville and Burlington? Mortgage Timing Tips for Move-Up Buyers

Buy First or Sell First in Oakville and Burlington? Mortgage Timing Tips for Move-Up Buyers

June 8, 2026 | Posted by: Signature Mortgage Group Inc. - Trusted Oakville and GTA Mortgage Brokers

Most move-up buyers do not start with a mortgage question. They start with a life question. The kids need more space. A parent may be moving in. The commute has changed. The stairs are starting to f ...

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Oakville Mortgage Game Plan for 2026: What the Bank of Canada’s Latest Rate Hold Means for Renewals, Refinances, and Buyers

Oakville Mortgage Game Plan for 2026: What the Bank of Canada’s Latest Rate Hold Means for Renewals, Refinances, and Buyers

May 19, 2026 | Posted by: Signature Mortgage Group Inc. - Trusted Oakville and GTA Mortgage Brokers

For many homeowners and buyers in Oakville, Burlington, and Milton, the 2026 mortgage market feels calmer than it did a year or two ago, but not exactly simple. The Bank of Canada has held its target ...

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